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Imagine if ur regular coffee shop kept ur daily latte ready before just before u came and all u had to do was pick it up. Imagine that ur phone ordered the coffee for u as well as paid for it even before u came to the shop. Imagine u can transfer money to your friend by the click of a few buttons even when u are stuck in a meeting or u can send your girlfriend a gift voucher to the local book she frequents even though u are on a different continent. All this and more just with your phone.